Government of India has approved the introduction of a new credit linked subsidy programme called Prime Minister’s Employment Generation Programme (PMEGP)  for generation of employment opportunities through establishment of micro enterprises in rural as well as urban areas.


  • To generate employment opportunities in rural as well as urban areas of the country through setting up of new self-employment ventures/projects/micro enterprises.
  • To bring together widely dispersed traditional artisans/ rural and urban unemployed youth and give them self-employment opportunities to the extent possible, at their place.


  • Any individual, above 18 years of age.
  • At least 8th standard pass for projects costing above Rs.10 lakh in the manufacturing sector and above Rs.5 lakh in the business/service sector.
  • Self Help Groups (including those belonging to BPL provided that they have not availed benefits under any other Scheme) are also eligible for assistance under PMEGP.
  • Existing Units (under PMRY, REGP or any other scheme of Government of India or State Government) and the units that have already availed Government Subsidy under any other scheme of Government of India or State Government are not eligible.


  • The maximum cost of the project/unit admissible under manufacturing sector is Rs. 25 lakh and under business/service sector is Rs.10 lakh
Categories of beneficiaries under PMEGP Beneficiary’s contribution (of project cost) Rate of Subsidy (of project cost)
Area (location of project/unit)
Urban Rural
General Category                 10%
15% 25%
Special (including SC / ST / OBC / Minorities / Women, Ex-servicemen, Physically handicapped, NER, Hill and Border areas, etc.                 05%
25% 35%

 Nodal Agency:

Khadi and Village Industries Commission(KVIC)

How to apply:

  • The Stade/Divisional Directors of KVIC of respective states will give advertisements locally through print &electronic media inviting applications along with project proposals from prospective beneficiaries.
  • The beneficiaries can also submit their application online and take the printout of the application and submit the same to respective offices along with detailed Project Report and other required documents.

For More Info: Click here

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  1. sir,

    i start business in cyber cafe and xerox computers hardware net working service or mobiles

  2. sir

    we have already 5 hectors land in Maharashtra village so i want to start a new dairy farm in my land . i servy a good market of milk this area and good facility of my land in this project i will definitely success for this project .so pls help me to lone for this project my proposal is now redye to submit i want 50 lakh lone for this project.

  3. sir
    hi sir this is reddeppa reddy, my father is farmer and we have 4 hectors of land in Andhrapradesh village, we want buy cows and buffaloes to start a dairy form, in my location there is good demand for milk products,i will defenetly success by this project. help me how to get the loan for this project my proposal irady to submit now i want 20lacs for this project

  4. Md Mursalin Mollah

    I am Md Mursalin Mollah,lived in bulchandpur dist Birbhum ps Murarai pin 731238, I want loan against marksheet for fertilizer business in my village.so plase give me a loan.

  5. Haresh P Mirchandani ... Sam harris

    Lived in africa for 35yrs… Fraternal… Can prove 2be one of the best … If given chance to get loan n do business… Knows the systems well … Just need a hand to rise again… Business is alots in india… Just needed back up… Can assure you of my hardworks n loyaltys… Its your calls … Must be gratefull if chance given 2serve my country in multiple dimensions… Jai-hind… I m a Mason… I.o.g.t. n odd-fellows… Trust worthy… Just craving 4breaks n belive in team works n plays… Thnxs… Gd… Salute… 1Luv… Worked n did business n failed by God n his Mens… Earliers… West africa… Monrovia Liberia… You can ck about me…

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  6. Hello Sir, i Planning to start a poultry farming business, please guide me for getting loan and subsidy.

  7. Sir mera nam manisha prakashbhai tadvi he or me gujarat ke narmada tahesil me garudeshvar me computer spair parts ka buisnese karna chahti hu to me is skim ke liye kese aply kar shakti hu….pls muje bataye

  8. Respected sir

    we have 2 hectors land in Warangal Dt. Telangana, we are village pepole so we want to start a new dairy farm or Poultry farm in my land . we servy a good market of milk & Chiken this area and good facility of my land in this project we will definitely success for this project .so pls help me to lone for this project and explaine me with Loss & profits those things and witch one better bussince for me please tell me best way for us.

    Tanking you

    with regards
    K Rajender

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