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Scheme for Finance Against Immovable Property: Rajasthan Government

Rajasthan Government has launched a lot of schemes for the betterment of the industries and industrialists in the state. This scheme is for creation of fixed assets and meeting out working capital requirements and meeting various financial needs.

Eligibility Criteria:

The borrower will be eligible for financial assistance under the mortgage of following types of fixed assets:

  1. Existing industrial unit situated in selected industrial areas.
  2. Existing real estate projects, hotels, nursing homes and other service sector units situated in municipal limits of Divisional Headquarters.

There should not be any bad past record of the borrower and their dealing with any financial institution/bank.


  • 50% of acceptable realisable value which is generally 10-15% less than the fair value of land and building subject to maximum of 10 Crores.
  • The amount of loan will depend on the value of security and existing/future cash flow of borrower group.

Repayment should be done within 5 years including moratorium period between six to twelve months. The rate of interest will be charged @ 16.5% P.A. with usual rebate for timely payment and liquidated damages in case of default.

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