Home / Initiatives / Center / More / Sugamya Bharat Abhiyan / Scheme for Disabled Young professional: Get loan up to Rs. 25 lakh

Scheme for Disabled Young professional: Get loan up to Rs. 25 lakh

In a bid to instil self-confidence among disabled youth and help them through providing financial assistance for self-employment, the National Handicapped Finance and Development Corporation (NHFDC) has implemented a scheme for professionally educated unemployed disabled youth known as Scheme for Disabled Young Professional.

Eligibility Criteria:

  • Any Indian citizen having 40% or above disability
  • Age criteria- A beneficiary must be between 18 and 45 years
  • Must have a professional degree from a recognized university/institute
  • The activity which has been proposed must be directly relevant to the professional degree of the applicant

Financial Assistance:

Maximum Limit of loan:

The maximum loan limit is Rs. 25 lakh.

Pattern of Finance:

NHFDC Loan Up to 85%
SCA (State Channelizing Agency) Loan Share 5%
Beneficiary Contribution Up to 10%

Rate of interest:

Loan Amount Interest Rate per annum
Up to Rs. 50,000/- 5% p.a.
Above Rs. 50,000/- to Rs. 5 lakh 6% p.a.
Above Rs. 5 lakh to Rs. 15 lakh 7% p.a.
Above Rs. 15 lakh to Rs. 25 lakh 8% p.a.

 Rebate:

  • A rebate of an annual 1% on interest rate will be provided for young women professional with disability.
  • A special rebate of 0.5% is also available for PwDs under VH/HH/MR category

Repayment duration:

The loan can be repaid within 10 years of availing, this includes moratorium period as well.

How to avail?

Contact NHFDC for availing benefits under this scheme. To contact, click here

Check Also

NHFDC Loan Scheme for Differently abled people to pursue Vocational education and training

Name of the scheme: NHFDC Loan Scheme for Vocational Education and Training for Persons with ...

67 comments

  1. muje biznis k liye lon chahiye kaise milega

  2. Mike business ke liye loan chahiye Elise milega

  3. I am a handicapped person with 70%. I have need a business lone . Please help me. Contact 9896003346

  4. Sir please kindly help me to loen

  5. I am Krishna charaborty for handicap please kindly help me my address radhaballav pur dhaniakhali Hooghly 712309

    • i am yuvaraj form karnataka i am physical handicap with 75% right arm and i have completed my 3 years diploma in computer science i need loan for self employment so please kindly help

      contact no 08553842680

    • i am yuvaraj form karnataka i am physical handicap with 75% right arm and i have completed my 3 years diploma in computer science i need loan for self employment so please kindly help me

      contact no 08553842680

  6. leena nor in landge

    Sir am a handicap with 70%as well as an divorcee I need to start my bread as I have a small kid to cater

  7. Am a handicap divorce girl with 70% disability I need to stand on myfeet and cater my kid please do the needful
    9029200658

  8. Shivranshu Chhuneja

    Hello Team,

    Could you please let me know, how can I apply for the loan?

  9. My name aadil bagwan
    I am a handicapped person with 45%. I have need a business lone . Please help me. Contact 9156799200

  10. I am disabled women with 100 percent, I have need business loan, my contact no 8883888495

  11. I am jyoti from delhi and i m physically challenged i have completed my d. El. Ed. And i want to open my play school for kid. so i need to loan please help me
    My contact no is 8130457736

  12. Respect sir ,
    I am a handicap person ( VH )
    i ndeed a business loan.
    I hope that u can understand my situations & also help me

  13. Respect sir ,
    I am a handicap person ( VH )
    i ndeed a business loan.
    I hope that u can understand my situations & also help me
    My mobile no.9728080680

    • Hello Sonu,
      Hope you are doing well.Concerned to your query, you can contact to
      National Handicapped Finance and Development Corporation
      CORPORATE OFFICE :
      Unit No. 11 & 12,Ground Floor, DLF Prime Tower,
      Okhla Phase – I, Near Tehkhand Village, New Delhi – 110020
      Ph : (011)45803730

      REGISTERED OFFICE :
      Red Cross Bhawan, Sector – 12,
      Faridabad-121007,Haryana
      Ph :(0129) 2287512, 2287513, 2226910
      TeleFax:(0129) – 2222339,2284371

  14. Ayyappa vankatagiri

    sir am ayyappa vankatagiri
    from karnatak i am handicaped with 70%
    and i am complited my 3 year course B.com
    at present not job, pls give me loan, I have start a my own business plz halp me, I hope your giving plz.

    • Hello Ayyappa Vankatagiri,

      We The Indian Iris provide information and awareness regarding government schemes and policies and services in solar sector . Regard to your query you can contact to this address,the government office of “National Handicapped Finance and Development Corporation.They will guide you how you can avail the scheme.
      PHD Chamber of Commerce and Industry, PHD House, 3rd Floor,
      4/2 Siri Institutional Area, August Kranti Marg,
      New Delhi-110 016
      Ph : (011)45803730 ,(011)45088636 PS to CMD,(011)45088638
      (011)40541355 (Scholarship),TeleFax: (011)–45088636

      If you are looking for loan,visit your nearest bank and apply for loan under ” MUDRA Yojana”, you can avail loan upto Rs.10 Lakh if you are starting any business, or need loan for business development for any equipments.
      Read this : http://theindianiris.com/avail-loan-upto-rs-10-lakh-from-mudra-yojana/

  15. Hello im handicap with 65% and I need a business loan urgently plz help and cooperate me my name is Ankit goyal and I’m from jharkhand my contact no is 8210392101,8092648127

    • Hello Ankit,
      You can contact to National Handicapped Finance and Development Corporation.
      CORPORATE OFFICE :
      Unit No. 11 & 12,Ground Floor, DLF Prime Tower,
      Okhla Phase – I, Near Tehkhand Village, New Delhi – 110020
      Ph : (011)45803730

      REGISTERED OFFICE :
      Red Cross Bhawan, Sector – 12,
      Faridabad-121007,Haryana
      Ph :(0129) 2287512, 2287513, 2226910
      TeleFax:(0129) – 2222339,2284371

  16. 60% Curable Palsy person

    sir please help me.i need 3 lakh Rupees for going animation Course. My interest in Graphic Designer
    My phone Number is 8750275915
    my father income is low and his company name is unitech ltd .The company is going very slowdown so please please help me to doing this course because this is my interest.

    Father’s mobile no- 9968290444

    Address – K392A, Street No-8, Mahipalpur ext New Delhi -110037

    • Hello Deepak,
      Hope you are doing well !
      We The Indian Iris aware people about government policies and schemes. For your query you can contact to :
      National Handicapped Finance and Development Corporation (Corporate Office Address)
      Unit No. 11 & 12,Ground Floor, DLF Prime Tower,
      Okhla Phase – I, Near Tehkhand Village, New Delhi – 110020
      Ph : (011)45803730

      Registered Office:
      Red Cross Bhawan, Sector – 12,
      Faridabad-121007,Haryana
      Ph :(0129) 2287512, 2287513, 2226910
      TeleFax:(0129) – 2222339,2284371

      These are the official address provided, you can contact to them and you can easily avail loan.

  17. Sandeep Babasaheb kadu

    I am 40 percent locomotive handicapped.i have completed DME from Mumbai board.i want 5 lac.loan on salary basis.so send me details.

  18. muje biznis k liye lon chahiye kaise milega

  19. sir मुजे भी लोन ले ना ह

  20. Sir
    I am one eye impaired boy from Assam guwahati city.sir plz help me in getting the loan I am the only boy of my family sir plz help me in getting the lon so that I can start a small business.plz contact me 7086732327

  21. Respect sir
    I am Handicap person (OH)
    I indeed a business loan
    I hope that u can understand my situation nd also help me
    My mobile no 8650463083

  22. Jitendra b solanki

    Hello sir,

    I m from ahmedabad gujatat, My name is jitendra b solanki. I need loan to start business of readymade cloth.please can u give me guideline how to apply and get loan at least 10 lacks.

  23. sir am jitendra shelke
    from Maharashtra i am handicaped with 70%
    and i am complited my 3 year course B.C.A.
    At present not job, pls give me loan, I have start a my own business plz halp me, I hope your giving plz.

  24. sanjay kumar sah

    I am from assam
    Dist- Tinsukia. ..doomdooma
    Pin-786151
    Mobile number -8471892121’8822279195
    I want business loan. …for whole sale shop.

  25. sanjay kumar sah

    I am from assam
    Dist- Tinsukia. ..doomdooma
    Pin-786151
    Mobile number -8471892121’8822279195
    I want business loan. …for whole sale shop.
    80%disable. ..in accident I lost my right hand.

  26. Hello I am Ayan Mondal from West Bengal with 40% disability’s . I need loan for business . I don’t have any source of income . I need this loan very urgently because my mother is mentally disbalance . I need to do her treatment as well as my future . now I am doing a private job with very small amount . please help me . My contact number – 9804598195 , 9038935967

  27. Respected sir
    i m ajit from haryana palwal
    dear sir i m a OH Handicapped 70%. i open a shop .so i m want loan pls sir help me .

    Unit No. 11 & 12,Ground Floor, DLF Prime Tower,
    Okhla Phase – I, Near Tehkhand Village, New Delhi – 110020
    Ph : (011)45803730
    not contect these no. pls tell me a direct no.

  28. Sir I am Graduate unemploy disabled (75%) person. I want to start a poultry farm with 10000chicks in my place. So kindly inform me to get a NHFDC subsidi loan. Thanks. +919141654437. Vishwanatha C, huliyar-572218, Tumkur (dist), Karnataka.

  29. Sir, I am unemployed graduate 75% disabled person, I want to start a poultry farming with 10000 chicks in my place, So suggest me in detail about govt scheme subsidy loan for handicapped. Please………………………. Thanks. +919141654437. Huliyar -572218. Tumkur(dist). Karnataka.

  30. Hi Sindhu , I am Latha from Andhra Pradesh . I have 55% disability. I am 40 years old and divorced. Even I don’t have pension. I don’t even have support from my family . I have discontinued degree in final year. I want to build up my life. So I am thinking to start my own Business in my native with the support of my cousin. So please let me know I am eligible for loan. Bcoz above it is mentioned should have degree in Eligibility criteria column .

  31. Hello sir iam handicape with 45/. And I need a business loan urgently plz help and cooperate me my name is Ashraf and I am from karnataka my contact 8951342556

  32. Pls detail the home loan

  33. Sir,
    i am Sasikanta Sahoo 45% handicapped persson.
    I have completed to +2 science. please give me a loan. I have a business loan.because my father is a farmer. her no money so, my request please sir give me a loan help me.thank you mob no-9556388854
    dist dhenkanal.odisha 759120

  34. Laxmi Kumar Sahani

    I am 75% Handicap please provide me 25 lacs loan a open Dairy plzzz help me Sirjii. Mo . 9616367878

  35. I AM PHYCALLY HANDICAPIED PERSENTAGE(74%) I WANT BUSSINESSLOAN PLS CANTACT NO:8501945708 PLS HELP ME

  36. I m handicapped muje loan chahiye plz help me

Leave a Reply

Your email address will not be published. Required fields are marked *