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BSKP- a Scheme by WB Govt. for Unemployed Youth

Bangla Swanirbhar Karmasansthan Prakalpa is a scheme launched by Government of West Bengal to create self-employment by promoting micro industries, manufacturing, trade, service and other sectors except for direct agriculture industry through providing loans. Both urban and rural areas come under this scheme. This scheme is called “Atma Maryada” for youth and for entrepreneurs it is called as “Atma Samman”.

Benefits:

  • Maximum loan provided to an individual is ₹ 10 Lakh
  • Maximum loan provided to a group is ₹ 25 Lakh including 10% margin money contribution from the applicant.
  • The state government also provides a subsidy of the project cost at the rate of 20% with a maximum loan of ₹ 1 Lakh to individuals and ₹ 2.5 lakh to groups.
  • Although subsidy is provided only to those individual or group of entrepreneurs who have contributed 10% of the project cost and margin money.

Eligibility:

  • Any independent individual entrepreneur can avail this scheme. In case of a group of entrepreneurs, a minimum five members and all of them should belong to the same area.
  • Although, central and state government employees or any person in other government undertaking cannot apply for this scheme.
  • Only one member per family is eligible to form a group.
  • Applicant however has to be an unemployed youth and is registered with an employment exchange.
  • Income criteria- Family income of an applicant should be ₹ 15,000 per month.
  • The applicant should be between 18 and 45 years.

How to avail this scheme?

Any eligible youth can apply via the prescribed application form available with self-employment offices as well as blocks/self-help group. Contact the Block officer/Municipality/self-help group/self-employment officer for further details on this matter.

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149 comments

  1. Due to very bad position of my faimly i could not complete my studies gone for many business but unable to proceed because of no capital i have vast idea about my faimly business in which i want to invest.

    Thanks and Regards
    Abhishek gupta

    • Shreya Chatterjee

      Hello,

      Send us your requirement at [email protected]

      • May I apply khadi and my wife already taken BSKP loan. Pls tell me details

      • Dear Madam
        Due the sudden closure of the company I was working,in am in great trouble. Kindly let me know how can I avail BSKP loan and start a business. I live at Dakhineshwar ward no-12 of Kamarhati Municipality, West Bengal.
        Regards
        Debankur Das

      • Madam how apply bskp lon.ph_7890526288.

      • Hum BSKP lone lene ki bad government job me apply kar sakte he keya??

        • सुरोजीत जी
          आप सरकारी नौकरी के लिए कभी भी अप्लाई कर सकते है, लेकिन इसके लिए आपको एक बार BSKP की eligibility criteria को देखना होगा
          धन्यवाद

    • Sir
      I want open a new business.but my family finances posation dose not permit this..
      So I want to no what was the criteria to received loan .

  2. I am unemployed person. I want to apply for BSKP loan .how to apply?

  3. Riddhi Chatterjee

    Hi,

    I am a single girl child, I have completed my masters in economics from Calcutta University securing 1st division. I want to be an entrepreneur but due to my financial constraint, I am unable to pursue my dream of being self independent entrepreneur.

    As per the eligibility criteria provided in your website, I fulfill the criteria for this BKSP scheme as I have an employment exchange card and my family income is well below Rs 15000/-

    I want to be in entrepreneur in travel sector and I would love to get a commercial car (yellow board) which I can render for commercial purposes.

    I shall be highly obliged if I can get a support in this regard from your end.

    Regards
    Riddhi Chatterjee
    8420743054

  4. Hello Sir,madam
    I m tierd being searching jobs,
    I live alone here in Jalpaiguri
    facing to much financial problems in my life. I want to take This B.S.K.P
    loan & want to start my own buisness.to secure my future. I live in Jalpaiguri i am B.com passed and 28 years of old.
    please let me know how can i apply?
    Yours faithfully
    Sumen Yadav.

  5. I am unemployed person. I want to apply for BSKP loan .how to apply?
    Regards
    Tamal bal
    9831259215

  6. dear, I am unemployed person.
    can you tell me how to apply bskp loan.

  7. My family is very poor plz loan aprove

  8. Plz loan any

  9. I am going thru hardship can the West Bengal government help me with 2 lakhs loan

  10. I am unemployed person ,I want BSKP loan, How to apply… Already start busniss but short capital capacity plz help ….

  11. I am unemployed.. Start a new garment busniss but capital capacity vary poor plz help ….Iwant BSKP lone..

  12. i am unemployed person.i want to apply for BSKP loan,how to apply?

  13. I am Asit Mallick , I want to apply for BSKP loan .how to apply?
    Regards
    Asit Mallick

  14. Mita Chakraborty

    I’m Mita Chakraborty, am I eligible for a wholesale garment project ! If so what’s the prosidior for applied and where, please give me such information, my email add : [email protected] / ph no : 9932821298

  15. I am unemployed person.i wan to apply bskp loan.how to apply?
    akash
    9749121544

  16. rakesh chatterjee

    I am rakesh chatterjee from bankura.i am an electonic and tele comm. Eng.
    A loan is impotent for me.i want to open a shop.
    Rakesh chatterjee
    bankura-2 block
    cont.no-9775531460

  17. I. Would like to manufacturing leggings and garments products. I want to know how to help bsk scheme to start my business

  18. MD ABDUR RAKIB LASKAR

    Dear Sir,

    I need a loan.I have edible oil a business ( Emami oil distributorship ) . I invest 4 lakh in it. I need minimum 2 lakh loan. Per month minimum 8 lakh rolling in my business.

    Can u help me. please contact me.

    MOB – 9775480943

  19. i am subhajit basak from krishnagar west bengal. I am an unemployed youth. few days ago i have started a recharge shop by self. but right now I am faceing some financial problem with my business. thats why I am trying to contact some bankers for mudra loan. but they want IT file , last three years balance sheet. as a unemployed or a new startup businessman from where i submit all of this. and BSKP they want project file i heared that a project file cost approx. now you tell me what should I do

  20. jayanti sarkar

    I am unemployed women. I want to apply for BSKP loan .how to apply?
    Regards.
    Jayanti
    m-9836661428

  21. Hi,

    I am Bibhas Mondal, I have completed my graduation B.sc Agroservice from Vidyasagar University 2009 .Then I work with Agri company’s , Right now I want to be self independent Entrepreneur and opening a Agri farm ,

    As per the eligibility criteria provided in your website, I fulfill the criteria for this BKSP scheme as I have an employment exchange card and my family income is well below Rs 14000/-

    So please guide me how to get loan and what prepossess… I shall be highly obliged if I can get a support in this regard from your end.

    Regards
    Bibhas Mondal
    9733858189

  22. Hallo sir, madam my name is Rathin sing from paschaim medinipur. I am unemployed parson,i have complate diploma in engineering but i am job less, i want to start my won business, i want broght a 10 wheelar truck, so i want BSKP lone, and my family income 15000 so how can apply the lone..Thank you.. .

  23. i want bskp loan pls help me

  24. I am Nayan Das, I want to doing Business about Computer, Laptop Servicing and Install Software, but i haven’t money, now i am unemployed (i have not any income source), i need 1,00,000/- for business, how i get please give me details. email : [email protected].

    thank you

    Regards
    Nayan Das

  25. I also apply bskp lone for my garment bisness. But till now i did’t get any help. My bisness is just 4 month old and thate why i need mony to improve my bisness. Plese its urgent my ph no is 8145456167. Thanking you avijit banik

  26. Sir i need a loan basicly for mu family.so that i can secure them in future.

  27. Madam i want a loan for my family.i want to start a business.kindly help me.9734446614

  28. Moumita Chakraborty

    Hi I am Moumita Chakraborty. I have just completed my MSc. Now I am planning for a business. Due to my poor financial background I want to take this BSKP loan to start my business and secure my future. Please let me know how can I apply.
    Regards
    Moumita Chakraborty

  29. Dear Mam,

    I am Subhra Dasgupta,planning to set up a hotel and restaurent business and my address is 30 Ratan Babu Road,Cossipore,Kolkata-700002.

    Please give me the address where i will get proper information about the loan procedure.

    Regards

    Subhra Dasgupta

    9874838383

  30. Shiv Shankar Kumar

    Can any Student apply for BSKP loan?

  31. Hello Sir, I don’t have a employment exchange card. Can I apply for BSKP loan?

  32. Hello Sir, My name is Sahil Midday, I don’t have a employment exchange card. Can I apply for BSKP loan?

  33. Good job

  34. How can i get loan? Plz inform me..

  35. Rudrendra Narayan Chowdhury

    Can one avail of loan from eligible Financial Institutions more than once under SVSKP scheme? If yes, what will be the Subsidy component?

  36. I HAVE RETAIL EXPERIENCES OF 10 yrs BUT WT I M EARNING I CANNOT SAVE IT SO KNOW I M PLANING TO DO SOME OWN BUSINESS BUT I DONT HAVE MUCH TO START A BUSINESS SO I NEED THE BSKP LOAN TO START MY OWN BUSINESS SO I CAN DO SOMETHING FOR NEEDY N FOR MY FAMILY.
    SO PLS MAAM PLS IF U CAN GUIDE ME TO GET THE OPPORTUNITY.

  37. Billaw Baran Mukherjee

    hi,i have a small kid.and i want to grow a small buisness fror that require minimum 3 lakh.
    i want to join in bskp plan.
    can any one help me to what is the join procedure.
    i am in critical situation.
    thamks and regerds.
    Billaw Baran Mukherjee

  38. Billaw Baran Mukherjee

    hi,i have a small kid.and i am unemployed. i want to grow a small buisness for that require minimum 3 lakh.i want to join in bskp plan.can any one let me know to what is the join procedure.i am in critical situation.
    thanks and regerds.
    Billaw Baran Mukherjee

  39. shibsadhan dolai

    How many bank interest

  40. Due to very bad position of my faimly i have decided to apply a loan of BSKP but when i go to bank (many bank like sbi,obc,ubi) they have not interested to finance me.

    So i have request to you that what i do. Please ssy.

    Thanks & Regards

    Tanmay karmakar
    berhampore
    9775241304

  41. i am a unemploed person.how to apply. ashok mondal.

  42. I am unemployed person. I want to apply for BSKP loan .how to apply?

  43. Debabrata sardar

    I am Debabrata sardar resident bagdah,24 pgs north ,

    I want to make a bags factory at side of my house

    I trying to get bskp loan since 6 month but I face lots of problem

  44. Hi.l want to fulfill my wife’s dream .but shortage of funds.so please help me.&grant me a loan.

  45. i want to start a private english school
    so if got loan under bskp scheme
    what the amountvof intallment or E.M.I
    will be??
    and when it will be stat??

  46. I am unemployed person. I want to BSKP loan.How to apply.please reply me.

  47. Krishna das gayen

    Sir my famili income very law. Now I start a business but many problem .
    Please tell me how I apply BSKP lone.

  48. Hi..i am tuhin Roy…i want a loan for starting my business. I am unemployed. I am a married person…due to not very highly educated I m not able to do very good job….and I and my family facing very much problems of finance…plz help me..can U pllz tell me how can I apply for the loan…i’ll be very greatfull…thank you

  49. Hello sr b s k lonas anrul ahamed mibal no 9564747306

  50. Haw to applay for this loan???

  51. iwantbskp loan please help me

  52. Sandip Kr. Ghosh

    I am Sandip Kr Ghosh age about 39 yrs. I am a Pharmacist and I have applied for retail medicine shop.My employment exchange card was rejected. Can I apply for BSKP loan ?

  53. I want to start my own business… How to apply Bskp loan please contact me ..

  54. I am Arup Laha agg about 26 year. I applied may’ 2015 all document completed with passing BDO office to Allahabad bank (branch coed : 0211288) , But not released my lone form bank. please help me !

  55. Sir I have passengers my class 12 and due to some problem I have not further completed my studies and I m not getting proper job, sometime I am doing staff job and others. I have decided to do business of grocery shop in jaigao because in this area there is very high margin in grocery item due to Bhutanese influence. I need financial support please tell me what I have to do I also have employment card

  56. I am unemployed person.I need a poultry firm business. Bu not have sufficient money.So I need a loan under bskp scheme. Please give me right way or right contact person.l live in Raina1,dist burdwan. Westbengal.

  57. Raja Kumar Mukherjee

    Respected Mam.
    Namaskar,
    I Raja Kumar Mukherjee, before I had live in Gaya (Bihar) My schooling and college is from Gaya. Now I live in West Bengal. Vill- Narayanpur, Post. Patuli, Purbosthali II, Burdwan. It is my fore father land. And I want to start a small bussiness here. How can I get BSKP loan.

  58. Sir/mam I m working in small private company.Can I apply this loan to start my own business.

  59. Hello Sir,madam
    I m tired being searching jobs, I live alone here in Chandannagar. My financial condition is not quit well & I am living in a rented house by born. Which cause me fall in great depression and anxiety. I want to take This B.S.K.P loan & want to start my own business secure my future. I live in Hooghly I am H.S. passed and 35 years of old.

    Please let me know how can I apply B.S.K.P loan?

    Yours faithfully

    Sanjay Mandal.

  60. Ami bskp loan niite chai kibhabe kothay apply korbo pls janaben…..subir mitra mo-7001613879.er aga dalaler marft loan note giye 5600/-taka amar male geche tai bartomane interneter maddhyome sabar help chachi.pls key phone back email Margot janaben.

  61. My name Ramesh sahoo car loan der kar mam.ami bskp loan jono application kora chelam.ken to loan pai ne ple help me. My no 9874140666

  62. I want open my. small bigness,
    Please half me . please give me a
    Lone

  63. I am sanjay das I want to start poultry farming. I am unemployed person I want to apply BSKP loan.
    email. [email protected]
    mobile no..08926679015

  64. Sir/madam,
    My employment exchange card renew date was over and it cancel.my age is 40+.can I get BSKP loan for financially develop for my famali.please reply.

  65. I am Arup Laha aged 26 with own business place.I applied on past May 2015, bank verification was completed along with all submission of documents.
    No attention was given by the Allahabad Bank (branch code: 02511288) and Nanoor block B.D.O Office, I am still waiting for a long time.Due to lack of finance i could not go ahead, as we are unemplyoed.
    please guide me for further assistance . so that i could progress.

    With regards
    Arup Laha
    7029318323

  66. Ami electronic er kaj sikha6i.akta choto dokan a6a kintu takar janno chalu karte par6i na.Bskp lone pate ki ki karte hobe jodi bolen khub upkrito hobo.

  67. when i apply for bskp loan for broiler framing then B.O.D asked where my facility & viability Statement ……. i can not understand facility & viability statement .So please tell me about this?

  68. I’m Bakul Karmakar, can you please help me regarding how to avail this loan, in order to start my business.

  69. I and my friend want to open a poultry farm. Am I eligible for this scheme?

  70. my name is rudra pratap paul.i want to take 1 lakh b.s.k.p loan.tell me 1=how to apply 2=lnterest 3=subsity 4= return time 5=per monthas return
    all type of rulles .please.08116030792my con.no.

  71. hallo i am avijit mondal . live at d.dinajpur . i am unemployed person . plzzz any body help to me and any sujetion .

  72. brajagopal manna .

    I want open a olld business.but my family finances posation dose not permit this..
    So I want to no what was the criteria to received loan . ( but kobe pabo loan )

  73. brajagopal manna .

    I want open a new business.but my family finances posation dose not permit this..
    So I want to no what was the criteria to received loan .

  74. I also apply bskp lone for my paddy business. But till now i did’t get any help. My bisness is just 3 month old and thate why i need mony to improve my bisness. Plese its urgent my ph no is 8159961144. Thank you

  75. I’m a takenecition. I went to self dependant job

  76. I’m unemployed person.l want self dependant and I requested to help me

  77. Hello sir,
    This is Santu,I want to start a new tour and travels company,but it has not possible for lack of money.So I need 1.5 lac.I have just 20k.And I’ve not trade licence,tax file,anythings but it sure I’ve good knowledge about that,how to do it.And I’m sure if I get loan, it will not difficult to return.So how can I apply for that and please tell me the whole procedure.thank you.

  78. I am Pratyush. I want to know about BSKP Loan.

  79. Dear
    Respectable sir/madam,
    I am Debabrata Bagchi from kharagpur(Town) of Paschim Medinipur district. I am unemployed youth. . Now I am continuing my education. .. I want to start a business… how can I get this loan ??? Can you help me by providing true informations ???? I need this loan for starting a business ..

    Contact details :- 7074550445
    e-mail id :- [email protected] / [email protected]

    Thank you

  80. DEAR
    SIR , I AM FROM MAJDIA , MRIGIMARI PARA , BLOCK- KRISHNAGANJ , DIST- NADIA, PIN-741507.
    I HAVE SUBMITED THE ALL DOCUMENT (EMPLOYMENT EXCHANGE CARD, VOTER ID CARD, AADHAR CARD , RATION CARD , QUALIFICATION CERTIFICATE, INCOME CERTIFICATE , PROJECT IDEA LAND PAPER ,ETC) BEFORE 7 MONTH .
    BUT NO REPLY TO B.D.O OFFICE OR ETC.

  81. Dear Maam,
    I need loan for start my own bussiness.Please sugguest for the loan process.

    Thanks & Regards,
    Bir Sarki

  82. Dear
    Respectable Sir/Madam,

    I am Biplob Majhi, From Khorkol, Khandoghosh, Burdwan(W.B).I need a loan minimum 100,000/- for start my own Bussiness.
    Please sugguest for the loan process.
    Contact-7797619406
    Email id:- [email protected]

  83. Sir/madam,……
    My employment exchange card renew date was over and it cancel.my age is 32+.can I get BSKP loan for financially develop for my family.please reply.
    9007094058

  84. Dear Madam
    After the sudden closure of the company I was working in am now unemployed and financially unable to start a business. I would like to know how can BSKP loans help in starting a business and what are the procedures.
    Looking forward for your valued feedback.
    I reside at Dakhineshwar ward no: 12 of Kamarhati Municipality, West Bengal.
    Regards
    Debankur Das

  85. Before the taking loan can I get not any profit of gov servise ? Like any gov servise or any work.

  86. Hi, My name is christina gomes and want to start my own restaurant business and to start that i require a loan and i guess this government loan is the best for start up businesses, I am from kolkata and planning to open a restaurant at south kolkata,So as said earlier i would require a loan in order to do that So kindly tell me the criteria’s and the requirement that i would need in order to apply for this loan and also where should i go to get these things done.

    Please Help
    Thanks & Regards.

  87. Sir/madam,……
    My employment exchange card renew date was over and it cancel.my age is 25+.can I get BSKP loan for financially develop for my family.please reply.
    9874997904

  88. sair ami akti mobil dokan khulte chai tar jannyo bskp loan pryojan

  89. Hi,

    I am Barnali Roy house wife. I want to start a business and I want a loan for starting my business. But my family income more than 15000. Can I eligible for any loan. Please Reply.

  90. Hi Indianiris,

    I along with my wife have registered a company under LLP format. We will be dealing in gifts and crafts with unique ideas. Due to financial support we are yet to start the business.

    How can we apply for BSKP loan? Do we have to apply as individual?

  91. Dear Madam,

    We are Private Limited Company (Micro), registered under SSI, Udyog Adhar, NSIC (under process) VAT, CST, Service TAX, IEC,.

    We are the manufacturer/Fabricator/ Wide range of Material Handling Equipment, Special Purpose Machines, SS MS Fabricator etc

    We need Loan for expand our business (for Machinery & accessories) detail of machines shall be provided, please guide us how we can get financial assistance from BSKP loan for develop our organisation

    Avijit Mukherjee

  92. Smarajit sikder

    Sir,
    I am smarajit sikder writeting form west bengal, nadia. I am an unemployed youth. So,, i wants to bussiness For the jewllery shop. So plz kindly help me. I have a exchange Card. I want to laken lone only 3 luck rupus. Age 27, Qualifications 12 pass.

  93. Hello sir/ mam
    My name is Dipak saha from uttar dinajpur karandighi block west Bengal .
    Sir / mam I need a loan for start new business within 3 month .I well start a transport business , need a money of 500000 lacks so please help me .

  94. sir i am handicap 40% .i want to gate a bskp lone .please healp me.
    My mobile no-9836557824

  95. Sir I’m a unemployed bskp loan help me. I need to bskp loan

  96. Hello, I have an amazing business idea. I want to do something different.
    Please tell me or guide me, how can i get at least 3’00’000 as a loan from Yuva Kallyan Daftar in WB GOVT?

  97. Respected Sir,
    I have completed my Graduate in Accountancy Hons from Calcutta University securing 2nd Class.
    I have a Cyber cafe and i have experience in computer repairing, sales and online business for 14 years. I am now 38 years. I want to be an entrepreneur but due to my financial constraint, I am unable to pursue my dream of being self independent entrepreneur.
    As per the eligibility criteria provided in your website, I fulfill the criteria for this BKSP scheme as I have an employment exchange card and my family income is well below Rs 15000/-
    I want to be in entrepreneur in computer sales, repair and online business.
    I shall be highly obliged if I can get a support in this regard from your end.

    Thank You
    Regards
    Kajal Paul
    8013052102

  98. Sir/madam,
    I want to apply for Bskp loan. i am unemployed so want to buy a car for giving rental service.really need your help.

  99. purna jyoti das

    Dear
    Sir,
    I am unemployed person.
    I want to self depandet job.
    I want to bskp loan.
    Plz inform me.
    From-Tamulpur.pin no-781367

  100. Sir, can I get bskp loan for purchasing commercial vehicle under 10,00000 rupees

  101. Main ek berojgaar ladka hu mujhe business karna hai business ke liye mujhe capital ki zarurat hai so please help me….
    8013399179
    Kundan shaw

  102. Dear Madam,

    I want BSKP loan to start a small Agarbatti Making unit. How to proceed and what are the requirements?
    Your reply will surely give me a progress in my project.

    Thanks.

    Shubhanjan Banerjee

  103. Hello,

    I am an Unemployed person and I want BSKP loan for a small business. How the procedure please let me know as soon as possible.

  104. NABA KUMAR DAS

    Dear Madam/Sir,
    I am Naba kumar Das, I want to make some production business, want some loan for it, please give me a suggestion? And where can I get a loan if I contact? Please Help.

  105. Hello madam,
    I am an unemployed person and want to buy an auto to run in east midnapur area. Can I apply for this loan?

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