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Skill Loan Scheme

Given a huge thrust on skill development in recent years, a need is felt to provide institutional credit to individuals for taking skill development courses aligned to National Occupations Standards and Qualification Packs and leading to a certificate/diploma/degree by the training institutes as per National Skill Qualification Framework (NSQF). Thus, Skill Loan Scheme has been developed to support the national initiatives for skill development.


Skill Loan Scheme (herein after called ‘Skilling Loan’) aims at providing a loan facility to individuals who intend to take up skill development courses as per the Skill Loan Eligibility Criteria.

Eligibility Criteria:

Training Institutes: Any individual who has secured admission in course run by Industrial Training Institutes (ITIs), Polytechnics or in a school recognized by central or state education boards or in college affiliated to recognized university, training partners affiliated to National Skill Development Corporation (NSDC)/Sector Skill Councils, State Skill Mission, State Skill Corporation, preferably leading to a certificate/diploma/degree issued by such organization as per NSQF is eligible for a Skilling Loan.

Training Courses: Courses run by above mentioned institutes aligned to NSQF shall be covered by Skill Loan. There is no minimum qualification.

Quantum of Finance: Loans will be in the range of Rs. 5,000/- to Rs. 150,000/-.

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