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MSME? Get up to 25 Lacs through PMEGP

PMEGP: Prime Minister Employment Generation Program

The program has been launched to provide financial assistance to set up new enterprises.


  1. At the national Level: Khadi and Village Industries Commission (KVIC)
  2. At the state level:
  • State KVIC Directorates
  • State Khadi and Village Industries Boards (KVIBs),
  • District Industries Centres (DICs)
  • Authorized Banks

The government subsidy will be routed through KVIC through identified banks under this scheme. The allotted amount will be transferred in the entrepreneur’s account.

Financial Assistance:

  1. Allotted Amount:
  • For Manufacturing Unit/Project : Maximum 25 Lacs
  • For Business/Service Sector: Maximum 10 Lacs

2. Levels of Funding:

Categories of Beneficiaries  Beneficiary’s Contribution of Project Cost      Rate of Subsidy of           Project Cost
Area Urban              Rural
General category 10% 15%                   25%
Special (OBC, SC, ST, Women, Ex-Servicemen, Physically Handicapped, etc. 5% 25%                    35%

Note: The balance amount will be provided by banks as a term loan as well as working capital. A special task force in each district under the chairmanship of District Magistrate will be formed for the consideration and viability of the beneficiaries’ project. Banks will have their own credit decision.


  1. Any individual above 18 years of age.
  2. He or she should be 8th pass for the consideration of loans for the projects costing above 10 Lacs in the manufacturing sector and 5 Lacs in the service sector.
  3. Only new projects will be considered under this scheme.
  4. Self Help Groups, Institutions registered under Societies Registration Act 1860, Charitable Trust, and Production Cooperative Societies are also eligible under this scheme.


From time to time, the authorized agency will call for the proposals through electronic and print media. One has to submit his/her project proposals and the concerned institution after consideration will guide the banks to issue the loans.

Online Application:

The beneficiaries can submit their application online and after taking the print out they need to submit the same to respective offices with other required documents and detailed project report.

For online application visit at: http://www.kviconline.gov.in/pmegp/pmegponlineapp/

For information on application Procedure: http://msme.gov.in/Web/Portal/PMEGPAP.aspx

For detailed information and guidelines: http://msme.gov.in/mob/SPMEGP.aspx


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  1. Menifacturing unit

  2. PMEGP for a youth unemployed

  3. Respected Sir I am 27 yr old PH one leg I have Ability to work my own Dairy Farming And I had land also From Jamshedpur Jharkhand 831001, My Contact No: 9852693022.

  4. Dear sir And maydm

    I’M Amanullah Ansari form Mumbai

    My Business. Lether had Bags. And. Jewelry Box


    Msme. And kvic 20. Lkh Rs loan mi

    Tell me okay

  5. Dear sir I am bhagalpur resident i have new project opening cilling fan new manufacturing for Bhagalpur distic so I required sir please provide loan amount 25’lack I bill pay the bank only 5years

  6. Sir I am shambhu prasad looking for subsidy loane I have online apply kvic loane scheme bot not gating aney response to team

  7. G.Hanumanthappa

    Respected sir
    ONE leg I have ability to work in submersible pump assembling unit in adoni
    Rewinding. And lethe works
    And I had wone 1 .1/2 acaress land also from adoni 518301
    Kurnool District
    I want MSME AND KVIC loan 20 lacks plst help me

  8. deepmala sharma

    Sir mujhe bakary ka unit kholni h maine 6 june ko application form bhara h pmegp ke through.mainerent per ccompany le li h.pls meri help kre mujhe 25 ke loan ki jarurat h. Mai rent per rahti h jisse mera loan possible nhi ho pa rha h .pls ,meri help kre.
    My phone number 9554383214

  9. herbert spencer

    hi sir will i get pmegp sceme for ghee prodection and tooth powder prodection from cows dung, also gas prodection ?

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