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A scheme- to Empower Rural Women Entrepreneurs

Mahila Coir Yojana (MCY) is the first women-centric self employment scheme to develop entrepreneurship among rural women in regions that produce coir fibre. The production of coir fibre in recent India has increased in a substantial manner. The scheme was officially launched in 1994 under the policy – “Training, Extension, Quality Improvement, Mahila Coir Yojana and Welfare Measures.”

What is the scheme?

  • The scheme mainly offers large scale employment opportunities to craftswomen across rural India.
  • Craftswomen are provided with two months of hardcore training in spinning coir yam motorized ratt in these training centers.

Financial benefits:

SL. No. Machinery Government support

(in Rs.)

Contribution of the beneficiary

(in Rs)

1 Motorized ratt 7,500/- (75% subsidy is provided by GoI) 25% of the cost
2 Traditional Motorized ratt 3,200/- (75% subsidy is provided by GoI) 25% of the cost


  • The beneficiary has to cover the rest 25%of the cost through various banks or organizations.
  • 750/- per month is paid as a stipend for two months training to each craftswomen
  • Almost 60% of beneficiaries market their product through dealers. An amount of Rs.8/- per bundle is also paid to make bundles.
  • Those beneficiaries who directly purchase fibre and sell their individual produce, they get Rs. 19 to Rs 20/- per kg of yarn.


Any craftswomen can operate the motorized ratt/traditional motorized ratt for a minimum period of 5 years.


  • Any beneficiary has tosign abond with the Coir Board, Cochin keep ratt safely and maintain it properly.
  • A separate bank account will be opened by the Coir Board Regional or Sub-regional officers for MCY transactions.
  • A beneficiary has to open a separate bank account in a nationalized bank/post office to deposit 25% of the cost.

Eligibility Criteria:

Only one artisan per family is eligible to get benefit under this scheme.

How to avail:

Coir Board of Cochin is the Nodal Agency for Mahila Coir Yojana. To avail benefits contact Coir Board.


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PC: dailymail.co.uk

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