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Credit-cum-Subsidy scheme for Rural Housing

Credit – cum – Subsidy scheme for Rural Housing

The government of India introduced the scheme of Credit – cum – Subsidy scheme for poor households which couldn’t be covered under the scheme of Indira Awas Yojana. This scheme provides assistance which is part credit and part subsidy based.


  • Facilitate construction of houses for rural families
  • Eradicate shelterlessness from rural areas of the country


  • Rural poor just above the poverty line
  • The beneficiary should have the capacity to repay


  • Subsidy of Rs. 10,000/- per unit is provided for the construction of house

How to Avail:

The beneficiary may approach one of the following agencies as decided by their respective state governments-

State Housing Board, State Housing Corporation, specified scheduled Commercial Bank, Housing Finance Institution or DRDA / Zilla Parishad

For More Information: Click Here

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