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Complete Medical Care for Unorganized sector under ESI Scheme


  • Employee’s state Insurance (ESI) scheme is extended to people in unorganized sector like Rickshaw pullers, autorickshaw drivers, Anganwadi, Asha workers and other such
  • Under this they will be entitled for a range of cash benefits during exigencies arising out of their jobs such as death, injury, disablement, maternity and unemployment as workers in organized sector
  • Government is also trying to reduce the threshold limit from 10 premises/precincts to 5 premises/precincts. Employees drawing wages up to Rs 15,000 a month are eligible to health insurance cover and other benefits.
  • 45 crore of the total workforce in unorganized sector do not get adequate labour protection in terms of job security, wages, working conditions, social security and welfare.
  • This scheme also provide sickness benefits in cash at the rate of 70% of wages to the insured person for a maximum of 91 days in a year, 90% of the insured person’s wage as disablement benefits, 90% as dependent benefit and Rs 10,000 as funeral benefit to whoever performs the last rites of the insured person.
  • The government has also decided to widen it to 393 districts in the country within a year i.e. by April 1, 2016.

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